When it comes to average credit scores, Texas is not doing well. The average credit score of 674 puts Texas 6th lowest in the U.S. The average in the U.S. is 695 using the VantageScore model. That is just below the bottom of the "good" credit designation, which begins at 700.
e countryside around San Angelo and West Texas is littered with cacti. It is easy to see a cactus plant growing and think its appearance isn't all that appealing. That might be true most of the time. However, many of the common cacti in West Texas transform into beautiful flowering plants if you know when to look.